Insurance is of paramount importance when needing to adapt to the current and future risks of climate change and its consequences (often consisting in natural catastrophes and extreme hydrometeorological phenomena), which directly affect the activity of the insurance sector. The latter is forced to take measures to assess the change in the covered risks and seek solutions that allow reducing damage and increasing the resilience of society, even when the latter also plays a fundamental role in their mitigation.

The objective of the Pteridum project was to analyze the economic viability of controlling common fern populations (Pteridium aquilinum) in a circular economy system adapted to climate change in the Cantabrian Mountains, and reducing forest fires caused or favored by their presence by controlling their expansion in an environmentally respectful way.