Plataforma sobre Adaptación al Cambio Climático en España

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Finance – Insurance

Finance – Insurance

Alterations brought about by climate change, particularly episodes of extreme weather, may directly affect insurance companies. In this sense, the areas that could be most affected by climate change include damage to property, industrial and engineering assets and fire, and, albeit to a lesser degree, health, life and civil liability.
 
In terms of agricultural and farming insurance, the eastern half of the Iberian Peninsula is the most vulnerable area to climate change due to the high risk of weather phenomena and the high concentration of crops that are sensitive to these variables.
 
Financial markets will also be affected by climate change that will have a general impact on economic growth in a number of sectors due to the rise in the frequency and intensity of extreme phenomena that could damage industrial and property assets and affect the market value of the more exposed companies.

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